The big picture in five minutes a month
Managing personal finances often gets bogged down in daily transaction categorisation. Tracking your net worth provides the high-level perspective that daily budgeting misses: whether your overall wealth is moving forward, standing still, or slipping behind.
NetWorth Wealth Tracker gives you a clean balance sheet for all your assets and liabilities. You update your balances once a month, review your progress on a single screen, and close the tab.
Complete privacy without bank connections
Most online wealth trackers require your banking passwords and route your balance details through third-party data brokers. When connections break, you spend time re-authenticating accounts instead of reviewing your finances.
This tracker operates entirely on your own device:
- No account setup: You do not need to register an email or create a profile.
- No data transmission: Your financial balances stay in your local browser storage.
- No broken feeds: Enter the numbers directly without relying on bank sync tools.
- Permanent ownership: You pay once and own the tool with no ongoing subscription costs.
Designed as a dedicated spreadsheet alternative
Spreadsheets are private, but maintaining formulas, balance tabs, and manual chart ranges quickly becomes tedious.
NetWorth Tracker gives you the privacy of a personal spreadsheet combined with the interface of a dedicated financial app. It calculates your net position automatically, visualises your debt-to-asset ratio, and plots your wealth accumulation over time.
Included features
- Grouped asset categories for cash, investments, property, and retirement funds.
- Liability tracking for mortgages, vehicle loans, credit balances, and student debt.
- Historical trend chart showing net balance changes over months and years.
- Asset allocation breakdown for checking portfolio balance at a glance.
- Sample dataset for testing before entering your own records.
- Instant backup export and import for keeping your records safe across devices.